... you can hear the sound of my stomach churning and my cortisol simply soaring.

Why?

Because I'm in the process of applying for loans and shopping for a minivan. I don't even want a NEW minivan... used is just fine, especially because my short traveling companions will have it LOOKING used within 20 minutes of purchase anyway.

I have no reason to suspect this to be a painful process. It's never been horrible in the past, and it's not logical to think it will be so now.

But since when did logic apply? Ugh.